Southern Insurance Agency

 Commercial Insurance

Construction

Southern Insurance Agency offers insurance packages that are tailored for different types of businesses that are located in North Carolina. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business.  Our technical expertise and understanding of the markets we serve enable us to tailor commercial coverage to specific customer needs. In addition, we offer group health and retirement plans.

Property Insurance (available to North Carolina residents only)

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property Insurance may cover two types of property losses:

Commercial General Liability Insurance (available to North Carolina residents only)

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Business Auto Insurance (available to North Carolina residents only)

Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.

Workers' Compensation (available to North Carolina residents only)

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers' Compensation provides for the payment of four types of benefits:

A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

Contact us today for more information about Commercial Insurance or fill out our online quote form.
(available to North Carolina residents only)

Click here for Frequently Asked Questions

Weather for KITTY HAWK, NC
Tue Wed Thu Fri Sat
H: 67°
L: 53°
H: 57°
L: 47°
H: 52°
L: 47°
H: 61°
L: 55°
H: 62°
L: 49°

Bill Pay

             Trusted Choice Independent Agent Logo

Insurance News

Tue, 28 Mar 2017 09:00:03 +0000
Fitbit Inc. is headed toward a trial over claims it stole rival Jawbone Inc...
Tue, 28 Mar 2017 08:39:29 +0000
For Bill Gross, the long goodbye is finally over. More than two years after...
Tue, 28 Mar 2017 07:18:45 +0000
Lloyd’s of London, the world’s largest specialty insurance market, will th...